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Subletting 101 Subletting is when a tenant rents out a room or space in their property to someone who isn't on the lease. While it's not illegal to sublet in Australia, the tenant must get written permission from the property owner. Permission is required because whe...
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Fixed Vs. Variable “Should I fix my loan?” is probably the most common question after a loan has been approved! The answer really DEPENDS ON YOUR FINANCIAL SITUATION! Firstly, let’s breakdown the difference between the two. Variable interest rates can go up or down as the ...
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Under the new model proposed by the state budget, Stamp Duty COULD be abolished for thousands of prospective home buyers in NSW. At present, Stamp duty is a onetime government tax on property purchases and one of the biggest hurdles in securing a property! IF you’re upgrading and/or down...
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Simplifying access to Credit for Consumers and SME business is on of the Morrison Government’s economic recovery plan. Whilst we welcome the idea of being able to borrow more with less “Process” It’s probably worth shedding some light on what Responsible Lending is. Re...
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Ever since the rate dropped, you may have seen a lot of Bank ads with a rate of 1.99% and a comparison rate of 3.28%, And Wondered, how does that work? Am I paying 3.28%? What rate am I exactly paying? Let start by defining what a Comparison Rate is. A Comparison rate is designed to outline t...
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RECESSION, SPRING & COVID-19 “What is a recession? And how will this affect me and buying a property?” What is a recession? The definition of a "recession" is two consecutive quarters of negative GDP (Gross Domestic Product) growth. In other words, the economy hasn’...
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The biggest question I get is – "Why Get a Home loan During COVID-19?" My Biggest answer is "Why Not? " At this stage, even though we're in a pandemic there are a lot of government incentives for first home buyers, from the First Home Loan Deposit Scheme to the Stamp duty waiver on New Ho...
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